Welcome to Progages Financial Services which provides a full range of accountancy and bookkeeping services . Our aim is to put our clients first - to understand their situation and provide a first class service .

We always believe in quality not quantity. We always provide highly professional and better standard of services to our clients. We provide services to Sole Traders, Partnerships and Limited Companies. We specialise in small to medium size companies including startups.

We also provide other services including self assessment, VAT returns, corporation tax returns, Tax refunds. We will provide service on your place, you don’t need to come to us, you only need to ring or contact us by complete our contact form, one of our advisor will contact you, and we will take it from there.

Our Services

Bookkeeping Services	hq the tourist movies full mars needs moms film high quality watch jumping the broom online pirates of the caribbean: on stranger tides buy harry potter and the deathly hallows: part 1 full dvd	VAT	blue valentine movie to buy watch pirates of the caribbean: on stranger tides divx	Accounts
Tax Rebate	tomorrow, when the war began download watch the next three days the way back divx	Self Assessment	divx online ice quake full	Tax Advice
Company Formation	watch the adjustment bureau film inception movie in hd diary of a wimpy kid: rodrick rules full video download the king’s speech full download priest movies watch burlesque ful film download hd inception	Payroll		Cashflow Projections
Business Startups				Financial Services

Reasons to use our Accounting

Your conventional accountant is expensive and slow. We save you money and time.

VAT

For the registration of VAT, your turnover exceeds a certain threshold £61,000 per annum as of April 2006. However you can voluntarily register if your turnover is below this threshold. This then allows you to recover the VAT which you have been charged on company expenses. For many businesses, registration quite simply means tax saved for you, but many people don’t bother to register to avoid all the paperwork.

We take all the hassle out of you, and we can offload all the hastle of managing your financial records. We calculate the tax due on your invoices, track the VAT owing to Customs and Excise on your web site, and complete your quarterly VAT return for you. All you have to do is receive payment or write a cheque for the difference between the VAT your company has paid and the VAT it has collected.

We can review the effects of registration on your company and, if appropriate, handle the registration and resulting paperwork for you - it’s hassle free, and could save you a lot of money.

Contact us for a further information

Contact : Mudassar Iqbal, CeMAP,MIAB,BA

http://www.progages.co.uk/accountancy_services.php

07870584425

Credit Action, the national money education charity, has reported that twice as many British adults managed to get into debt when they went away on holiday this year compared with the same period last year.

Further statistics revealed that while 61% of British holidaymakers admit to overspending while they are away on holiday, over a quarter are alarmed when they come home and discover just how much they’ve spent.

If you’re one of those who has come home to discover you’ve spent more than you thought you had, don’t panic, there are steps you can take to get back in control of your finances.

The first step is to take a good look at your overall financial situation, and if you have run up debts then it’s important to face up to them. Don’t keep those close to you in the dark either, especially if they share financial commitments with you – they can offer support.

Draw up a realistic monthly budget and prioritise your payments, and ask yourself if you can meet them all. If not, look to see if there are ways you can reduce your monthly outgoings temporarily while you straighten things out.

If you’re struggling to meet your financial commitments then it’s crucial you speak to the lenders concerned, you may be able to agree new, more realistic monthly repayments. And if you need professional debt advice there are organisations, such as the Citizens Advice Bureau www.citizensadvice.org.uk, Consumer Credit Counselling Service (CCCS) www.cccs.co.uk and National Debtline www.nationaldebtline.co.uk who can advise you for free.

And, given the current economic climate, if you need to apply for credit as a short-term measure to help you get your finances straight, then it’s a good idea to contact ProGages Financial Services.

Improve your credit rating and follow tips to secure a good mortgage deal

As banks feel the effects of the economic downturn, limited funds can mean that only those with a squeaky-clean credit rating have a chance of securing a good credit deal. For the thousands of homeowners who will be looking to secure a new mortgage deal this year, that doesn’t make life easy.

Here’s how to arrange the best possible mortgage deal:

• Ensure you take into account all of the costs – arrangement fees can really bump up the overall cost you pay.
  watch sniper: reloaded film
  fast five ipod
  last night films
  watch wall-e online
  download the x2 movie
  thor the movie characters
  download divx confessions of a shopaholic movie
  download that’s what i am film in ipod quality
  legal rio movie download
• If you can afford to, it may be worth shortening the mortgage term – it can save thousands of pounds over the life of the mortgage.
  the lion king rip
  kung fu panda 2 full dvd
  moulin rouge! online divx
• Don’t exaggerate on your application form – lenders can check the information you supply and if it isn’t accurate you could jeopardise your chances of securing a deal.
  thor film online
  watch full your highness online
  movie kick-ass
  download thor full
• Mortgages can be confusing, if you’re struggling to make sense of what’s on offer then take advice from a Mortgage Adviser.
mars needs moms the movie to watch
priest movie to buy
little fockers dvd rip
x-men origins: wolverine full dvd

Our staff is multilingual can speak Urdu, Panjabi, Gujariti,Hindi and English.

Please give us a call and get better and suitable products.

07870584425

www.progages.co.uk

Mudassar Iqbal, CeMAP, BA, NVQ Level 4 Advice and Guidance, Diploma in Accountancy Practice and Diploma in Book-keeping

Preparation of accounts

• To help you keep track of your business

  watching the dark knight online

• You don’t worry about your paper work, you concentrate on your business, we handle all your paperwork

  dvd blue valentine download

   

  buy the thor film
  sucker punch divx
  limitless full

Limited company accounts

• To help you comply with the relevant laws

  pirates of the caribbean: dead mans chest movie
  watching blue valentine online

• To help maintain your statutory book

  movie the a-team

• Advice on corporation tax

  thor watch movie online
  your highness film divx

• Tax Planning 

  movies yogi bear

Assistance with taxation matter and tax returns

• To help determine your tax liability

  gulliver’s travels full dvd
  watching secretariat online
  scott pilgrim vs. the world download ipod

• To help you understand the Revenue regulations

  buy 51 film on dvd

• To help you get the best from your allowances

  watch gnomeo & juliet film
  full gran torino film high quality
  priest full dvd

• To calculate your liabilities

• To help with Self-Assessment

sucker punch full dvd
watch kung fu panda 2 film in high quality
download the water for elephants movie

We can provide help with:

• Bookkeeping services, payroll, VAT returns

  movie pirates of the caribbean: at world’s end online

• Business projections and cash flow forecasts

  buy the grease film
  download the i am number four
buy the the lion king film

www.ProGages.co.uk

Mudassar Iqbal

07870584425 

offer a variety of services to our customers, our main services include:

- Accounts Preparation
- Taxation
- Payroll
- Bookkeeping
- VAT
- Self-Assessment
- New Business Start Ups
- Business Advice and more…

If you have any specific requests

and you think we may be able to help, please do not hesitate to give us a call.

Right now we are offing a 50% discount

on your first year’s accounts and taxes, please contact us for more details.
www.progages.co.uk

07870584425

offering competitively priced service, we work with you to save you money.We have developed an excellent reputation

. We provide a personal and highly professional service serving sole traders and small to medium-sized businesses across Accrington, Preston, Nelson, Burnley, Bolton, Blackburn and the surrounding areas

.

Well established with many years of industry experience

, we are one of the leading accountancy practices serving Blackburn and have an extensive and
ever-growing client base.

We measure our success by the quality of the service that we provide you.

Contact Accounts and Taxation Services today for further information or accountancy advice.

We provide a comprehensive range of tailor made services to all our clients, so whether you are a start-up, early years or established business we will always treat you as an individual and not a number.

We also advise and support clients throughout the country, something that is made easier with our online solutions provided by us.

Contact

Mudassar Iqbal

07870584425

www.progages.co.uk

Several million bank customers were put at risk of becoming victims of identity fraud last week when their personal details ended up on a computer sold on eBay. The computer, which sold for just £35, contained customers’ sensitive data on its hard drive. Details included bank account details and in some cases customers’ signatures, mobile phone numbers and mothers’ maiden names.

Such data breaches are increasing these days and they leave those affected highly vulnerable to identity theft. That’s why it’s so important for consumers to be extra vigilant and to take measures to protect themselves.

Steps to protect yourself against ID fraud:

• Keep an eye on your finances and look out for unusual activity.
• Review your passwords – don’t use the same password for more than one account.
• Never give your personal or account details to anyone who phones you unexpectedly.
• Don’t reveal your PIN or passwords to anyone.
• Keep an eye on your credit file to ensure no accounts or loans have been fraudulently set up in your name.
• Be wary of emails that begin “Dear customer”, rather than using your name.
• If you think you have been a victim, tell your bank or building society immediately.

Contact

Mudassar Iqbal

07870584425

www.progages.co.uk

Below are some of the questions you are faced with:

• Fixed rate, discounted rate, capped rate or cashback?
• Capital repayment or interest only?
• How is the interest calculated?
• Are there any early repayment charges?
• What possible fees are involved?
• Are there any deals where the fees are paid by the lender?
• How much can I borrow?
• Am I able to obtain a self-certification mortgage?
• I am self-employed and only have accounts for 12 months, can I get a mortgage?
• Can I make overpayments, underpayments or have a payment holiday?
• Can I offset the balance in my current account against the balance on my mortgage?
• What is mortgage protection?
• Do I need mortgage protection and how much does it cost?
• I have a mortgage at the moment, but would like to remortgage. Is it worth it on the basis that I may suffer from a redemption penalty with my existing lender? (a redemption penalty ia a penalty charged by the lender for redeeming the mortgage early)
• Am I able to consolidate existing debt through remortgaging?
• Am I able to change lenders and have lower payments as I have no early repayment charges with my existing lender?
• I have an endowment, but am concerned about a possible shortfall. What should I do?
• I have a bad credit history. Is this a problem?
• I have changed jobs three times in the last year, can I get a mortgage?

As I am sure you can appreciate, it can be a minefield. The one way around it is to consult a mortgage adviser at Progages Financial Services to arrange a mortage for you Contact us now.

• All loans subject to status and availability.

Adding existing debts to your mortgage extend the repayment term and increase the overall cost of the debt.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact

Mudassar Iqbal

07870584425

www.progages.co.uk

For the registration of VAT, your turnover exceeds a certain threshold £61,000 per annum as of April 2006. However you can voluntarily register if your turnover is below this threshold. This then allows you to recover the VAT which you have been charged on company expenses. For many businesses, registration quite simply means tax saved for you, but many people don’t bother to register to avoid all the paperwork.

We take all the hassle out of you, and we can offload all the hastle of managing your financial records. We calculate the tax due on your invoices, track the VAT owing to Customs and Excise on your web site, and complete your quarterly VAT return for you. All you have to do is receive payment or write a cheque for the difference between the VAT your company has paid and the VAT it has collected.

We can review the effects of registration on your company and, if appropriate, handle the registration and resulting paperwork for you - it’s hassle free, and could save you a lot of money.

Contact

Mudassar Iqbal

07870584425